Bread® is a new type of financing platform. It helps customers just like you to pay for their purchases over time by making easy-to-understand monthly payments. The terms are clear and straightforward. There are no prepayment fees!
There are 2 ways to check your rate and to complete your purchase using Bread® (see Option 1 and Option 2 below). If you prequalify, you can also find out your exact rate before shopping by clicking the banner below (it's optional). Checking your rate does not affect your credit score!
Recommended if you're only interested in purchasing one product (e.g. Sirena Vacuum Cleaner or Sirena Twister Air Purifier). From any product page click on the "As low as $xx.xx / month" button under the "Add to Cart". Simply provide the basic information that is requested.
Our partner Bread® is committed to keeping your personal information secure and uses its technology to encrypt that data. If you prequalify and are offered loan terms that are satisfactory to you, and have finished shopping, you can complete your purchase right from the Bread application window.
Recommended if you are looking to purchase multiple products. Add the products you wish to purchase to the shopping cart. Proceed to checkout normally. Fill out your shipping information.
At the "Payment" step, (1) select "Pay over time" as your payment method and then (2) click "Complete order". If you prequalify, follow the on-screen instructions to finish your transaction.
Check Bread Shoppers Help Center or contact Bread Member Support directly at firstname.lastname@example.org or (844) 992-7323.
*The term is for a loan to finance a purchase. This example payment is the amount of equal monthly payments on a loan to finance the purchase based on the listed product price of $889 assuming a 24 month term and a 9.99% APR. Rates range from 0% to 29.99% APR, resulting in, for example, 18 equal monthly payments of $55.56 at 0% APR, or 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.
Excluding recertified Sirena vacuums and products on sale.